Comprehensive List of Steps Needed to Prevent Identity Theft

Comprehensive List of Steps Needed to Prevent Identity Theft

Comprehensive List of Steps Needed to Prevent Identity Theft


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Home Page > Business > Home Business > Comprehensive List of Steps Needed to Prevent Identity Theft

Comprehensive List of Steps Needed to Prevent Identity Theft

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Posted: Sep 11, 2008 |Comments: 0
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This is the fifth in a series of articles which will increase your awareness about  Identity Theft.

Have you been hearing and reading reports about the crime of Identity Theft?  

 

Do you have any idea what Identity Theft is?

 

What is Identity Theft?

 

It is the stealing of items of your personal information such as your social security number, Drivers  license number, address, phone number, debit card details, credit card details, bank account numbers, and even your mother’s maiden name, with the intention of using this information to defraud you and make money for the person who is perpetrating the crime.

 

 

You need to exercise extreme care at all times to protect all of your personal information. Only by being very careful at all times, can you expect to avoid becoming a victim of Identity Theft.

 

How can you prevent yourself from identity theft? Here are a few suggestions. More suggestions can be found in other articles that I have written on the subject of Identity Theft. See website below for further information.

 

When You are at Home:

 

• If you have roommates or visitors, or in some cases members of your family living with you, make sure that you keep your personal information secure at all times. I am not saying that these people will attempt to steal identity items from you, but there have been numerable cases that have been prosecuted, where the instigator has been close to the family and well known to the family.

 

• Place your outgoing mail in the post office collection box or else mail it at the nearest post office, rather than put it in your mail box, which can be accessed by anyone who wishes to do so. Remove your incoming mail from your mailbox as soon as practically possible. If you are going to be away from home, have the post office hold your mail until you return.

 

• Destroy all your documents that you receive in the mail, after you have dealt with them, including junk mail items that may have credit or personal information on them, such as credit card company solicitations. If you are able destroy this information by shredding.

 

If you are at Work:

 

• You may be requested to provide personal information. Enquire as to how this information is to be used and what kind of security is in place. You do not want your personal data left lying around in an office where prying eyes can acquire it.

 

On the Internet:

 

• If you are contemplating business transactions online, read thoroughly about the confidentiality of the website. Make sure you are giving any personal information to someone who is going to maintain it securely. If in doubt, do not provide the information.

 

• You should consider using your Pay Pal account whenever possible to make payments to third parties. This will protect the credit card information that you might otherwise be needed to provide.

 

• Avoid giving your personal data over the telephone, via email, or online unless you have initiated the contact or you already know the person with whom you are doing business.

 

In conclusion, always be alert. If someone asks for your personal information, be it a friend, acquaintance, or  business, ask the reason why they want it from you and how they will protect it if provided.

 

John Ritchie,

Copyright to this article belongs to John Ritchie.   

http://www.johnritchieonline.com  

For more detailed information on Identity Theft, and to sign up for our 5 part e-course, go to http://www.johnritchieonline.com .

You may download and distribute this article freely and without restrictions. You must not, however, delete the resource box link.

 

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He spent over 17 years in the banking industry in the U.K and then a further 8 years in Canada. For the last 20 years he was a senior executive for two private sector companies. He was chief operating officer and chief financial officer for the first company and the Quality Manager and General Manager, for a company which was ISO registered. As a recently retired Canadian Small Business advisor and mentor, he is moving his attention into the internet world of small business, where his past experience and knowledge, will prove of significant value and will grow as he learns how the internet business world thinks and works. He has undertaken an internet joint venture with three colleagues that he has met through a membership site in 2007 and intends to expand his horizons during 2008.

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He spent over 17 years in the banking industry in the U.K and then a further 8 years in Canada. For the last 20 years he was a senior executive for two private sector companies. He was chief operating officer and chief financial officer for the first company and the Quality Manager and General Manager, for a company which was ISO registered. As a recently retired Canadian Small Business advisor and mentor, he is moving his attention into the internet world of small business, where his past experience and knowledge, will prove of significant value and will grow as he learns how the internet business world thinks and works. He has undertaken an internet joint venture with three colleagues that he has met through a membership site in 2007 and intends to expand his horizons during 2008.


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Home Page > Law > What is Identity Theft?

What is Identity Theft?

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Posted: Dec 15, 2008 |Comments: 0
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Identity theft is a pitfall of the modern life that we live. You can define identity theft in a number of ways, and as the definition is very flexible, some instances, which you hadn’t ever thought of, may surprise you.

The most common forms of identity theft involve stealing your personal data like your social security number and passing it off as their own, using your credit card numbers and using details of your financial institutions, passing off your driver’s license details as their own so that you get billed for their parking misdemeanors, and using your email to impersonate you and communicate.

Stolen identification is then used for obtaining credit, employment, purchasing things or obtaining something of value or a position of benefit. You ID may even be used by the thief to escape legal processes and penalties by passing the blame on to you. They may even use your identification to intentionally harm your reputation or your estate. So as you can see, identity theft covers many situations and it is not very easy to define identity theft.

Common Forms of Identity Theft

The most common for of identity theft is crimes committed in order to steal your money. While they might not be pointing a gun at you and taking your wallet, the result is the same.

Someone may apply for credit using your identity and your financial credentials, make purchases in your name and charge them to your accounts, or takes a loan in your name with your credit rating.

These forms of theft are usually done with credit, so this sort of identity theft does not affect you immediately and you only find out about this when you try to try to get credit yourself. You then receive a shock when you apply for a credit card or a loan or go to buy a house or a car. However, it is too late as your standing and credit ratings have been totally trashed by your impersonator.

This is often not enough for criminals and they have been known to commit serious crimes by stealing your ID and then laying all the blame on you and therefore going scot-free.

Crimes such as drunken driving, embezzlement, fraud, burglary, drug peddling, accessing pornography where it is illegal, and then even going to the extent of appearing in court and then not paying bail so that you then have an arrest warrant issued in your name.

Someone wishing to find out your personal information may easily do so by going through your trash. This is called dumpster diving.

If there are papers containing your financial data in your trash, they can use that information to impersonate you. If they manage to access your credit card statement, then you may find out too late that they have used the information to make purchases and bill you for it, and you will find out only after a month.

Skimming is also a popular technique where a store of dubious repute takes your credit card for a valid purchase and then keeps your credit card information and uses it to bill you again later. Another technique that is gaining in popularity is phishing, where a fraudulent party sends you an email impersonating an institution where you have an account and asks you for your account details. They then use this data against to impersonate you or to access your account themselves.

How to Prevent Identity Theft

As you can see, with technological changes, it has become very difficult to track, detect and define identity theft, let alone manage it.

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Identity Theft Help Site was created to help people learn how to prevent and protect against identity theft. Learn about all the different types of identity theft and about disputing identity theft items

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Identity Theft Help Site was created to help people learn how to prevent and protect against identity theft. Learn about all the different types of identity theft and about disputing identity theft items


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ConsumerMan: Imposter scams on the rise
The Federal Trade Commission says imposter scams are now No. 6 on its list of consumer complaints. The commission received more than 60,000 complaints about imposter scams last year.
Read more on MSNBC

CPP warns on profit as it reveals FSA probe
LONDON (Reuters) – CPP , a provider of credit card insurance and identity theft protection, said it was being investigated by regulator the Financial Services Authority (FSA) and warned profits would take …
Read more on Reuters Finance News (EU) via Yahoo! UK & Ireland Finance

How does synthetic identity theft work?

Question by domryan22: How does synthetic identity theft work?
Ive been hearing about synthetic id theft, also called ssn-only theft a lot lately and I was wondering how someone could open a bank account just by building a fake identity around a ssn. It just doesn’t seem possible to me. Here’s an article about it http://www.bankrate.com/brm/news/pf/identity_theft_20070516_a1.asp

Best answer:

Answer by blasphemer
The article you post pretty much explains it.
1) Take a ssn
2) create a persona around it (with utilities and phones and use it on a short term job to establish a check stub, that kind of thing)
3) run it for a little while, maybe take a small ($ 500) loan out that you pay off
4) take a BIG loan out that you never pay

I may just be diabolical, but it made sense to me.

What do you think? Answer below!

How Identity theft happends

76% of online hacks in 2008 happened because of keylogging software (Norton April 2009 Threat Report) Learn why Mcafee and other virus protection companies cannot protect you against this attack. Learn how to defend yourself against keystroke logging attacks and other well known attacks. networkintercept.com brings you and your company security software to really defend your computer and mobile devices. Christopher Ciabarra
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Former SMU student pleads guilty to passport fraud

Former SMU student pleads guilty to passport fraud
Associated Press – March 30, 2011 7:35 AM ET DALLAS (AP) – A former Southern Methodist University student who fled the U.S. nearly a decade ago has pleaded guilty to passport fraud.
Read more on KFDA-TV Amarillo

County man defrauds father, Public Defender and fellow inmate
By Randy Bartley BROOKVILLE – Michael Lainey, an inmate at the Jefferson County Jail, did not honor his father or the Jefferson County Public Defender or Comet Market, CitiBank or another inmate.
Read more on Jeffersonian Democrat

Springs Man Claims To Have Obama’s Draft Records
A Springs man claims to have records that prove Obama’s Hawaiian birth certificate was forged.
Read more on KMGH 7 Denver

P2P Filesharing, Peer to Peer Hacking for Identity theft www.IDTheftSecurity.com

www.IDTheftSecurity.com P2P compromises data and privacy. Learn to protect your PC from hackers and increase data security
Video Rating: 4 / 5

Invisus Direct (Vol 5) Computer Security AntiVirus Spyware & Identity Theft Protection

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Ga. House guts Senate immigration bill

Ga. House guts Senate immigration bill
A Georgia House committee took up a Senate bill aimed at cracking down on illegal immigration in the state and substituted the text of a more comprehensive House bill.
Read more on WTOC 11 Savannah

‘Planned’ golf club attack on pizza man
Thieves ambushed a pizza delivery man and attacked him with golf clubs before running off empty-handed in Palmerston North.
Read more on Stuff

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